Element 02 of 10
Cash Flow
Can your current financial habits support that life?
What this Element covers
Cash flow may be the most important of our 10 Elements. Comprehensive planning would be impossible to complete without an accurate accounting of inflows and outflows. Often confused as a budget, the two are not interchangeable.
Accumulation – these are the early years, when income is lowest and debt is likely the highest. Using cash flow modeling, critical decisions can be made.
Acceleration phase – your hard work is paying off. Income is growing, debt is likely declining, and savings should be moving up.
Distribution phase – this is the most consequential and difficult phase. Careful planning becomes critical – every misstep can result in unnecessary taxes and lost opportunity.
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