Chances are you’ve thought about retirement quite a bit over the years, whether you’ve fantasized about how you’ll spend your time or fretted about your 401(k) balance. If you’re like most, though, you may be a little fuzzy about what your retirement will really look like.
At some point, however, you’ll need to bring your retirement into focus. Ideally, that’s about five—or more—years before you hope to retire, when retirement is close enough to know what you want it to look like, and yet far enough away that there’s still time to hone your strategy to help meet those goals or alter your plans.